The team

Seneca Bridging has built a strong reputation in the property finance sector. Our team brings together decades of proven hands-on capability in property, construction, finance and underwriting. Excellent service and transparency throughout can be expected when working with our personable and talented professionals.

“Great things in business are never done by one person. They’re done by a team of people” – Steve Jobs

New business

Chris Roscoe

Chris started his banking career on the high street for Nat West.  Over his three-year tenure with the bank, he learnt the foundations of credit and underwriting with a wide variety of customers. He joined Mayfair Bridging in 2014 in a business development role. Shortly after his arrival, Mayfair was acquired by Amicus which enabled Chris to tap into his new employer’s wider network and develop productive relationships with brokers around the country.

Chris spent 3 years at Amicus before joining Seneca. He brings both business development and credit assessment experience to the role, allowing him to give introducers a very quick and robust verdict on a loan’s viability.

Sharon Catterall

Sharon joins us with 30 years of experience in banking and property finance.  Sharon spent over 20 years with RBS, rising to become the bank’s Associate Director, NW, for Real Estate Finance.  She was invited to set up Flourish Capital on behalf of a well-known family office.  Sharon ran the widely-respected lender for 8 years before leaving in 2016 to set up her own businesses, which continue to prosper.

Sharon joins us with a clear mandate; to create an industry-leading borrower experience through refining processes and procedures right across our operation and improving the depth and quality of our proposition.

Helen Leah

Helen has worked in Banking and Finance for over 25 years. Spending 20+ years at Lloyds Bank in various lending roles and later consulting globally with numerous International Banks. Prior to joining Seneca Helen was working with a boutique Development Finance lender and consulting on property development projects.  In the Seneca team, Helen is focussed on sourcing and progressing new lending opportunities from her extensive network of property contacts.


Richard Manley

Richard holds a BSc (Hons) in Mathematics from the University of Birmingham and qualified as a chartered accountant with KPMG in 2003. He worked for KPMG for over 5 years, initially in their audit business and latterly in their corporate recovery division working on financial and operational restructurings and formal insolvencies.

In 2007, Richard joined NM Rothschild’s leveraged finance team in Manchester before joining Cenkos Fund Managers in June 2008. During his time with Cenkos Fund Managers, manager of the £60m pre-IPO investment fund RRF Ltd, Richard gained extensive experience of flotations, fundraisings, mergers, acquisitions and restructurings.

Richard is the Managing Partner of Seneca Bridging’s sister company, Seneca Partners and a member of the Investment and Credit Committees.

Mark Hopton

Mark qualified as a chartered accountant with KPMG in 1991.Mark gained extensive experience of corporate finance, restructurings and an AIM flotation in his roles as Head of Finance at Raytheon Corporate Jets and as Finance Director of FADS Group.

Mark joined Cenkos Fund Managers in 2009 as an Investment Manager and further enhanced his experience of fundraisings, mergers, acquisitions and restructurings during his three years with the company.

Mark joined Seneca in 2011 to assist in the management of our investee companies and lending activities. He provides invaluable financial management, analysis and reporting both internally and as an outsourced client service.

Tim Murphy

Tim commenced his finance career with Barclays in 1983 where he fulfilled various corporate and credit roles before joining County NatWest in 1990 where he held a number of positions in structured and acquisition finance.In 1993, Tim joined the Royal Bank of Scotland’s fledgling Acquisition Finance business, initially establishing the Leeds office. He was subsequently responsible for all UK regional teams and in 2002, he founded RBS Corporate & Structured Finance. As Joint Managing Director, he had overall responsibility for the national mid-cap structured finance business, whilst also being a member of the Royal Bank of Scotland’s Corporate Credit Committee.

In 2005, Tim was hired by Deloitte, Manchester, as a corporate finance partner with the remit to establish the National Debt Advisory business, advising on capital raising and stressed debt refinancing.

After a successful spell, he joined HBOS as UK Managing Director, Large Corporates in 2008.

Tim joined Seneca from NorthEdge Capital, where he was a founding partner of the business, established to focus on stressed corporate opportunities.

Aziz Shan

Aziz joined Seneca in 2013 as part of the banking advisory team. Aziz graduated from the University of Leeds with a First in Law (LL.B.) and went on to complete a Masters’ degree in International Business Law (LL.M.) at the University of Manchester. During the LL.M., Aziz focused his attention on EU competition law, shipping law and cross-border litigation.

Following completion of the same, Aziz qualified as a barrister (2010, Inner Temple). Prior to joining Seneca, Aziz practiced at a law firm specialising in commercial litigation, employment law and negligence work. Aziz is an experienced litigator in those areas.

Aziz works closely with borrowers as a loan nears its maturity. He delivers an efficient redemption process that ensures developers are keen to work with us in the future.

Laura Govan

Laura’s role is to assist the underwriting team by undertaking due diligence on property assets and borrowers.  Understanding how a property or development is positioned within the local market, and the value and risks associated with a scheme or property, is a crucial part of the underwriting process and Laura’s background as a finance assistant provides an excellent framework on which to develop this core competency.

Laura is able to swiftly interrogate data sources ensuring our lending team can provide quick answers to potential borrowers when in meetings on-site or at our clients’ facilities.

Alongside her role, Laura has started working towards her CeMAP qualification.

If you require a flexible and personable lender who will work to bring your clients’ plans to life:

Call Us: 01942 295 982