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Bridging Finance for your residential or commercial purchase

Residential & Commercial

We routinely provide bridging finance to fund the purchase of residential or commercial property for experienced property investors or developers to grow their property portfolios.

In order to secure a bridging loan, an exit needs to be clear and viable at the outset. The typical exits are either refinancing through a longer term lender or selling the property after the renovation or conversion works are complete. See some recent case studies.

Key Highlights

  • We provide fast decisions suitable for auction finance.
  • We price on risk, with monthly rates starting at 1%.
  • Terms are available up to 12 months, though occasionally longer.
  • Loan size between £50k and £2m.
  • We usually look to a maximum outstanding bridging loan and interest at 70% of the end value. Some flexibility can be provided on a case by case basis.
  • We can roll up interest to the end of the bridging loan term to facilitate cashflow.
  • We require a first legal charge on the property.
  • Clear exit plan to be determined at the outset.
  • Transparency on all fees guaranteed.
  • No early repayment fees.
  • We provide unregulated bridging finance and so we are unable to arrange bridging on properties in which the borrower, or members of their immediate family, have lived or intend to live in.

If you or your client has a development project which you would like to discuss, please get in touch using the form below or otherwise contact us on 01942 295 982.