Seneca Bridging specialises in offering short-term, unregulated bridging loans at Market Leading LTV’S, for residential and commercial properties (excluding owner-occupied homes). These loans are designed for investors, developers, and property professionals requiring urgent capital—whether for purchase, minor refurbishment, auction acquisition, or refinancing.

Seneca is a trusted, privately-backed provider of short-term development finance. Since we began lending in 2006, we have funded numerous projects from single unit residential schemes through to complex apartment blocks.

Whether you’re buying to refurbish and flip, refinancing an underutilised asset, or upgrading a property to maximise rental income, Seneca Bridging’s refurbishment finance offers flexible, short-term funding designed to help you unlock value quickly and efficiently. This is ideal for property professionals working on light to heavy refurbishments across residential, semi-commercial, or commercial buildings.

We deliver finance packages at speed for conversion projects with market leading LTV’s of up to 75%.

Seneca Bridging’s Revolving Credit Facility is a flexible line of credit designed for property professionals and business people—whether you’re purchasing, refurbishing, developing or generating working capital. Once approved, you can draw funds as needed and repay them as your circumstances permit, offering unmatched agility in fast-moving deals.

Seneca Bridging offers probate loans that are not regulated by the Financial Conduct Authority (FCA). This allows us to offer greater flexibility, particularly for loans secured against property.

It is important to note that Seneca can only complete a probate loan after the Grant of Probate has been issued.

Bridging loans are short-term funding solutions designed to bridge a gap—typically between an immediate capital need and a longer-term financing event, such as a sale, refinance, or development exit. They’re ideal in situations where speed, certainty, and flexibility are critical. With a practical approach and a strong understanding of real-world business and property needs, Seneca Bridging is your trusted partner in short-term funding. Whether it’s a straightforward bridge or a more complex revolving credit solution, we’re here to help you unlock the capital you need to move forward.

Our No Deposit Property Finance product is designed for experienced property developers and investors who have equity within existing property assets that they want to unlock to fund their next project.

By taking additional security over properties held within a client’s portfolio, we can provide 100% FINANCE for development and refurbishment transactions where clients wish to reduce or replace large upfront cash deposit requirements.

This enables experienced developers to continue scaling projects while preserving working capital and maintaining flexibility across their wider portfolio.