Fast, flexible property finance

What does 20 years of lending excellence mean for you?

It means fast, clear lending decisions when timing matters – often within hours. It means working directly with experienced decision-makers who know how to structure and deliver complex deals. It means having a finance partner you can rely on. Backed by 20 years of specialist lending experience, we deliver bridging and development finance that gets deals done – fast.

Our funding

Bridging Loans

Max LTV: 75%

Loan Size: £100k - £2.5m

Loan Term: 12 months

Seneca Bridging specialises in offering short-term, unregulated bridging loans at Market Leading LTV’S, for residential and commercial properties (excluding owner-occupied homes). These loans are designed for investors, developers, and property professionals requiring urgent capital—whether for purchase, minor refurbishment, auction acquisition, or refinancing.

Development Finance

Max LTV: 75%

Loan Size: £250k - £2.5m

Loan Term: 18 months

Seneca is a trusted, privately-backed provider of short-term development finance. Since we began lending in 2006, we have funded numerous projects from single unit residential schemes through to complex apartment blocks.

Refurbishment Loans

Max LTV: 75%

Loan Size: £100k - £2.5m

Loan Term: 18 months

Whether you’re buying to refurbish and flip, refinancing an underutilised asset, or upgrading a property to maximise rental income, Seneca Bridging’s refurbishment finance offers flexible, short-term funding designed to help you unlock value quickly and efficiently. This is ideal for property professionals working on light to heavy refurbishments across residential, semi-commercial, or commercial buildings.

Conversion Loans

Max LTV: 75%

Loan Size: £100k - £2.5m

Loan Term: 18 months

We deliver finance packages at speed for conversion projects with market leading LTV’s of up to 75%.

Revolving Credit Facility

Max LTV: 70%

Loan Size: £200k - £1m

Loan Term: 24 months

Seneca Bridging’s Revolving Credit Facility is a flexible line of credit designed for property professionals and business people—whether you’re purchasing, refurbishing, developing or generating working capital. Once approved, you can draw funds as needed and repay them as your circumstances permit, offering unmatched agility in fast-moving deals.

Probate Bridging Finance

Max LTV: Up to 75%

Loan Size: £100k - £1m

Loan Term: 3–12 months

Seneca Bridging offers probate loans that are not regulated by the Financial Conduct Authority (FCA). This allows us to offer greater flexibility, particularly for loans secured against property.

It is important to note that Seneca can only complete a probate loan after the Grant of Probate has been issued.

Recently funded projects

10 August 2026

Fast £950k Development Exit Refinance, Bury

Funded:

950000

Location:

North West

Property Type:

Residential

Funding:

Bridging Loan

10 August 2026

Fast £950k Development Exit Refinance, Bury

Funded:

950000

Location:

North West

Property Type:

Residential

Funds For:

Bridging Loan

30 July 2026

£162,500 Development Funding, Norwich

Funded:

£162,500

Location:

South East

Property Type:

Residential

Funding:

Development Finance

30 July 2026

£162,500 Development Funding, Norwich

Funded:

£162,500

Location:

South East

Property Type:

Residential

Funds For:

Development Finance

26 June 2026

£390,000 Bridging & Development Loan, Kidderminster

Funded:

£390,000

Location:

Midlands

Property Type:

Residential

Funding:

Development Finance

26 June 2026

£390,000 Bridging & Development Loan, Kidderminster

Funded:

£390,000

Location:

Midlands

Property Type:

Residential

Funds For:

Development Finance

10 June 2026

Overcoming the Curveballs: How Seneca Bridging Completed a Complex Refinance in Keswick

Funded:

£196,000

Location:

North West

Property Type:

Commercial

Funding:

Bridging Loan

10 June 2026

Overcoming the Curveballs: How Seneca Bridging Completed a Complex Refinance in Keswick

Funded:

£196,000

Location:

North West

Property Type:

Commercial

Funds For:

Bridging Loan

22 May 2026

Flexibility in Focus: How Seneca Bridging Delivered a £326k Facility Despite Shifting Demands

Funded:

£326,000

Location:

North

Property Type:

Residential

Funding:

Refurbishment Loan

22 May 2026

Flexibility in Focus: How Seneca Bridging Delivered a £326k Facility Despite Shifting Demands

Funded:

£326,000

Location:

North

Property Type:

Residential

Funds For:

Refurbishment Loan

16 April 2026

Efficient Property Acquisition in Edinburgh

Funded:

£130,000

Location:

Scotland

Property Type:

Residential

Funding:

Bridging Loan

16 April 2026

Efficient Property Acquisition in Edinburgh

Funded:

£130,000

Location:

Scotland

Property Type:

Residential

Funds For:

Bridging Loan

Testimonials

Seneca provided a really efficient process and delivered as promised. It’s good to know there are reliable funders out there who understand development.

– Jerome Roith, Property Planning Gain

Broker

I’ve worked with Seneca Bridging on two separate occasions now moving into my third product, and both experiences have been excellent. The first involved a £780,000 facility to support a time-sensitive property acquisition. Seneca moved quickly and efficiently, ensuring the deal was completed without delays. More recently, while managing two active development projects, I returned to Seneca to secure an additional £200,000. This funding was key to maintaining momentum and keeping both projects on track. The team understood exactly what was needed and acted with the urgency and professionalism I’ve come to expect from them. Seneca’s approach is straightforward, responsive, and solution-focused. I wouldn’t hesitate to recommend them to other developers or investors looking for a reliable lending partner.

– Daniel Kennedy

Client

I have been working with Seneca Bridging for a couple of years now and have just completed on a third Development Finance facility for a client. Seneca always looks at ways to get deals without reducing LTVs and always look at ways to get the deal over the line, applying flexibility when it is needed.

– GW

Broker

We are a small independent housing developer of many years and have secured funding for our developments from several sources in this time. Not all funders are the same and have at times proven to be difficult to work with. Seneca Bridging have now funded several projects successfully for us and working with their team is easy and user friendly. We receive the funds on time and they always work hard to assist us in our developments to ensure success.

– ME, Cheshire

Client

We asked for desk top valuations to be considered, Seneca agreed to this and implemented. We also asked for duel rep from a legal perspective to be considered for all types of property transaction including ground up development, Seneca reached out to its panel of Lawyers and implemented. Seneca is a business that listens to what brokers and borrowers want and is flexible when it comes to change.

– Chris Wilcox, Angel Property Finance

Broker

Really impressed with these guys, the buying process was tricky with the seller needing probate but where patient and understanding. Drawdowns were always straightforward and a quick turnaround to receiving the money in the bank. Would work with them again and have asked for terms for another project.

– MA, Worthing

Client

Having been a broker for the last 20 years I would say that Seneca is probably the best bridging and development lender I have worked with, there are no if’s and buts, the criteria is simple and if they can do a deal they will go for it plus not many lender can hit a tight deadline like Seneca can, so ease, speed and certainty of funds is what you get.

– SA

Broker

Seneca Bridging have provided our company with loan facilities on our £6.4 million GDV development at Garstang PR3. With their embedded knowledge of development, they know how to support the development throughout the process up and down! This is our second facility with Seneca and the team, Aziz, Sharon, and Laura, are always available and supportive.

– EB, Garstang

Client

Learn more about Seneca Bridging

Our funding

A comprehensive suite of fast, flexible property finance solutions tailored for property developers and investors.

Funded projects

Our case studies show every deal is different, from light refurbishments to large residential bridges.

About Seneca Bridging

Seneca Bridging is a privately-backed provider of short-term bridging and development loans.

FAQs

Get immediate answers to the most common questions about our lending solutions and process.